Recent Posts

What to do when you have a water leak

4/9/2021 (Permalink)

When your home is faced with water damage, it is easy to become overwhelmed. Your initial stress will probably result from the fact that your pipe just burst and your basement is flooding, or that your faucet has been leaking for weeks without your knowledge and you can’t possibly wrap your head around how you didn’t notice. After that initial stress sinks in, further stress arrives around damage control, as you scramble around your house trying to reduce the harm currently being done to your home. While a million different thoughts are running around in your head, it can be difficult to focus on what you should be doing. In order to know what you should be doing, it is important to identify what type of water leak you have.

https://wateruseitwisely.com/what-to-do-when-you-have-a-water-leak/

SERVPRO of North Arlington is here for all of your restoration needs.

Why Was Coverage Denied?

4/9/2021 (Permalink)

Find out if coverage would have been available to you for this kind of damage through an endorsement. You have a right to know what is covered (or could be available) on your insurance for future reference. You may also want to figure out why you did not have it. If it is available elsewhere, consider changing your company for the future.

If you are convinced that your coverage should have applied, or that something is wrong, then you should consider getting a second opinion by a licensed professional or consumer advocacy organization that is familiar with insurance in your region.

Your insurance company may also have an ombudsman that can help review your file. You can also contact your state insurance commissioners for guidance or to file a complaint.

https://www.thebalance.com/how-to-handle-water-damage-claims-3860314

 SERVPRO of North Arlington is here for all of your restoration needs.

Preventing water damage at your business

4/8/2021 (Permalink)

Preventing water damage at your business

In additional to the cost of repair, a burst pipe can lead to lost revenue if your business must close for repairs.

A burst pipe or other water-related mishap can be financially devastating for a small business. When a business suffers a flooding or freezing incident, it might have to close to repair the damage, which ultimately means lost revenue. If repairs aren’t taken care of promptly, they can lead to even costlier threats, such as mold growth and structural damage.

If your business experiences a water-related incident, you’ll need to act quickly to mitigate the damage. Small business insurance can also play a crucial role in lessening the financial impact. However, it’s best to prevent such occurrences from happening in the first place.

https://www.insureon.com/blog/tips-for-preventing-water-damage-at-your-business

SERVPRO of North Arlington is here for all of your restoration needs.

Prep your home for Hurricane season

4/8/2021 (Permalink)

Install surge protection

Power surges can occur instantly during a storm and can damage your appliances and electronics. You can add a power surge protector to your electrical panel and use power strips with built-in surge protectors to help protect your property. Your heating and air conditioning system may also need special protection.

“A power surge could result in immediate destruction to your unit, or … a slow and steady breakdown from repeated abuse,” said Christy Moore of Aire Serv in Brunswick County, North Carolina. “Adding surge protection to your home and heating and air conditioning system can decrease the risk of surge damage.”

Cover your air conditioner

You may also want to protect your outdoor air conditioning unit against airborne debris and projectiles, which can lodge in your unit and cause damage. Moore recommends a manufacturer-approved protective cover and warns against using a do-it-yourself solution such as a tarp or garbage bag, which could void your warranty and trap moisture inside.

https://www.usatoday.com/story/money/personalfinance/2017/07/15/9-affordable-ways-prep-your-home-hurricane-season/472268001/

 SERVPRO of North Arlington is here for all of your restoration needs.

Home Fires

4/8/2021 (Permalink)

In just two minutes a fire can become life-threatening. In five minutes, a residence can, be engulfed in flames.

Learn About Fires

  • Fire is FAST! In less than 30 seconds a small flame can turn into a major fire. It only takes minutes for thick black smoke to fill a house or for it to be engulfed in flames.
  • Fire is HOT! Heat is more threatening than flames. Room temperatures in a fire can be 100 degrees at floor level and rise to 600 degrees at eye level. Inhaling this super-hot air will scorch your lungs and melt clothes to your skin.
  • Fire is DARK! Fire starts bright, but quickly produces black smoke and complete darkness.
  • Fire is DEADLY! Smoke and toxic gases kill more people than flames do. Fire produces poisonous gases that make you disoriented and drowsy. Asphyxiation is the leading cause of fire deaths, exceeding burns by a 3-to-1 ratio.

https://www.ready.gov/home-fires

SERVPRO of North Arlington is here for all of your restoration needs.

Water Damage Repair

4/7/2021 (Permalink)

Water Damage Repair

Once you've shut down the water source and electricity, you may be staring at puddles and wondering, "What now?" Now it's time to assess and do water damage repair—and do it quickly! Wet materials start developing very serious problems like mold after around 24 hours. You don't have time to wait.

Dry out the affected area

It's important to get rid of all moisture ASAP before it causes more damage. And for small leaks, this may not be difficult, but it's important to be thorough. Use fans to circulate air in the affected area. For larger projects, consider renting a large capacity dehumidifier to really dry out surrounding wood, carpet, and other materials. You don't want any moisture left after your water damage repair.

https://www.familyhandyman.com/list/12-tips-for-water-damage-repair/

SERVPRO of North Arlington is here for all of your restoration needs.

Water damage & insurance

4/7/2021 (Permalink)

Water damage is one of the most common causes of home insurance claims. According to the Insurance Services Office (ISO), water damage claims are the second largest frequent insurance claim, following wind and hail damage Claims due to water damage impacts 1 in 50 homeowners each year. It's no wonder people have a lot of questions about water damage, what is covered under your homeowners insurance, and why things, like "gradual damage" are not covered. Things get even more complicated when we look at the exceptions.

There are many types of water damage that may be covered or excluded on a home policy such as: 

  • Sudden or Accidental Discharge
  • Sewer backup or water backup 
  • Overflow
  • Flood
  • Storm related water damage covered by insurance

There are some common questions people ask about what their home, condo or renter insurance covers, for water damage, here are a few of the most common questions:

  • Is a water leak covered by home insurance?
  • Is a leaking toilet covered by insurance?
  • Is water damage from a leaking roof covered by insurance?

The answer to whether these are covered or not depends on the source of the damage, the type of policy you have and if the water damage is accidental and sudden or gradual.

https://www.thebalance.com/how-to-handle-water-damage-claims-3860314

SERVPRO of North Arlington is here for all of your restoration needs.

Flood Insurance Water Damage

4/7/2021 (Permalink)

You would generally use the term "flooded" when you have water in your home. You might say, "My basement got flooded." It can be confusing when you're told that insurance doesn't cover flood damage, yet people get paid for "water damage floods." There is a difference between water damage and flood damage. 

What is a "Flood" in insurance terms? Definition

Insurance would view a flood claim as a body of water overflowing so the level of water outside your home rises to a point where it enters your home. The official definition of a flood states that it's "a general and temporary condition of partial or complete inundation of two or more acres and two or more properties of normally dry land."

A good way to understand whether you have a real flood claim or a water damage claim is to determine if more than one home is affected. If so, you may be looking at a flooding situation or a flood claim.

If only your home is affected, you probably don't have a flood claim even though you feel that you are "flooded." The source of water and the cause of damage is likely one of the scenarios described above. If it is sudden and accidental and not due to maintenance, it could be a covered water damage claim. 

A flood is generally not covered by home insurance policies. If you have concerns specific to your area, contact your local state commissioner's office for details about what flood insurance is available in your area. It can vary from state to state.

https://www.thebalance.com/sewer-backup-overflow-water-damage-4103166

SERVPRO of North Arlington is here for all of your restoration needs.

How to Stop a Leaking Water Heater Before Damage is Done

4/6/2021 (Permalink)

How to Stop a Leaking Water Heater Before Damage is Done

Flooding caused by a leaking water heater can be one of the most aggravating and damaging home disasters you will ever experience.  In addition to the mess caused by gallons of hot water spilling onto your floor, there is also the expense of cleanup and repairs.  If your home has a water heater storage tank, here’s how you can prevent leakage in the first place and turn off the water supply automatically to prevent catastrophic flooding using an automatic water shut off valve should the water heater malfunction.

Avoid Leakage through proper maintenance

The U.S Department of Energy recommends routine maintenance for storage water heaters to keep the unit operating properly and efficiently and to prevent leakage.  Procedures include:

  • Flushing a quart of water from the storage tank every three months
  • Checking the temperature and pressure valve every six months
  • Inspecting the anode rod every three to four years.

https://blog.diycontrols.com/index.php/how-to-stop-a-leaking-water-heater-before-damage-is-done/

SERVPRO of North Arlington is here for all of your restoration needs.

How to clean up after a hurricane

4/6/2021 (Permalink)

With the proper safety gear, such as goggles, hard hats, masks, heavy gloves and waterproof boots, begin the cleanup process. But before you begin, you should contact your agent, they may be able to provide assistance or help you in reporting your claim. Also, don't discarded or repair anything prior to reporting the claim.

  • Examine the area for hazards: Before any cleanup, survey the property. If there are any unusual odors, water near electrical appliances or outlets, the structure of the building is questionable, or you see any chemicals in the water, check with your local authorities and utilities to make sure it’s safe to return.
  • Begin drying out the building: If you’re able, remove only damaged drywall, carpets and pads, and pull off wet baseboards and cabinet kick plates. Keep samples of any carpets that are removed. Leave your home as well ventilated as possible. Document your damage by taking photographs.
  • Start the cleanup: If you do the cleaning yourself, be careful not to injure yourself or others. Keep track of the time and money you spend protecting your property. If you decide to use a contractor , get a receipt for the cost of labor and materials to give your claim representative. Don’t have any repair work done until you discuss them with your claim representative. It may be beneficial to get an estimate first.

https://www.statefarm.com/simple-insights/residence/what-to-do-after-a-hurricane

SERVPRO of North Arlington is here for all of your restoration needs.