Water damage is stressful, so is dealing with your insurance

7/5/2019 (Permalink)

When a pipe bursts, a drain backs up, or a flood occurs in your home, it can be hard to see past the mess. A million questions will run through your mind.

What do I do now?

What’s going to happen?

Is my stuff ruined?

And the most important question of all: Will my homeowner’s insurance cover the damage?

There’s no doubt about it. Water damage is extremely stressful, and the more you know about it, the better you’ll be able to decide how to address it. Here are five things that every homeowner needs to know about water damage.

1. There are different insurance policies for flood damage and water damage.
2. Not all water damage is covered by your insurance.
3. Once water damage has happened, the clock is ticking before it gets worse.
4. Your insurance company needs to know right away.
5. The pollution level of the water is important:

Category 1:Water from a clean water source, like a fresh water line for a dishwasher. 

Category 2: Water that may have bacteria in it.

Category 3: Water that is highly contaminated.

https://porch.com/advice/5-things-you-need-to-know-about-water-damage

SERVPRO of North Arlington is here for all of your restoration needs.