Be thorough when documenting damage

12/3/2020 (Permalink)

Be thorough when documenting damage

Your insurance policy will likely cover losses you experienced in the fire. With that in mind, your first job after experiencing smoke damage in a fire is to thoroughly document your losses and damages.

Make a list of information that includes all of the following about your property:

-Date of Loss

-Type of Loss or Damage

-Location of Damage

-Any Related Injuries

-Others Involved

-Condition of the Home

-Description of Damaged Contents

-Whether or Not Temporary Repairs or Complete Replacements Are Necessary

-A Police and Fire Department Report

Remember: your insurance company likely requires you to contact them within a certain amount of time after a loss has occurred. Make sure you know that amount of time and file your insurance damage claims on-time.

During the insurance claims process, you’re likely going to exchange hundreds of emails and documents with your insurance company over the next few months. Make sure you document everything. Get a binder or good storage system, to start and keep things as organized as possible.

https://claimsmate.com/4-things-you-need-to-know-about-smoke-damage-insurance-claims/

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