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Fire & Water - Cleanup & Restoration

Avoiding Hurricane Damage

8/11/2020 (Permalink)

Avoiding Hurricane Damage

INFORMATION YOU NEED Do you know your hurricane risk? Ask your local emergency management office or American Red Cross chapter about the history of hurricanes in your area. Ask for information about protecting your family and home. Ask your emergency management office, building department or floodplain management office to see a flood map of your community. There may be a projected flood elevation for your neighborhood. This information will help you determine how much water is likely to come in. Do you have enough flood insurance? Even if you have taken steps to protect your home from flooding, you still need flood insurance if you live in a floodplain. Home owners’ policies do not cover flood damage, so you will probably need to purchase a separate policy under the National Flood Insurance Program (NFIP). It takes 30 days for a flood policy to take effect. This is why you need to purchase flood insurance before flooding occurs.

https://www.fema.gov/pdf/plan/prevent/nhp/hurdam.pdf

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