Types of Weather Damage That May Be Covered

11/13/2019 (Permalink)

Types of Weather Damage That May Be Covered

The most common types of weather-related damage include:

• Hail damage
• Roof damage
• Water damage
• Wind damage
• Sewer back-up
• Frozen pipes
• Fallen trees
• Ice dams
• Power failure
• Flooding

Although not all damage is covered by standard homeowners' insurance, most of the above items are, with flood damage being the major exception. Flood damage is not usually covered by most home insurance companies. However, you may be able to buy flood insurance through the National Flood Insurance Program. You can find out more about national flood insurance on the FEMA website.

Damage that crosses boundary lines can raise questions about whose responsibility it is to cover repairs. If a toppled tree damages your home and your neighbor's, both you and your neighbor should contact your respective insurance companies. Your insurance providers will help determine responsibility and how to pay for repairs.

https://www.thebalance.com/weather-water-damage-home-insurance-coverage-3862186

SERVPRO of North Arlington is here for all of your restoration needs.